We all want to own the house of our dreams. However, when we decide to buy this house, there are a few critical points to consider. Firstly we need to examine this house in all of its details, and then we can do the buying. When we buy a house which we didn’t see and haven’t examined all the details for, there’s a high chance that we will encounter unwanted results. If it is possible, consulting with someone with expertise on the matter and acting in line with their views and suggestions will bring much healthier results. If you have decided to buy the house of your dreams and are wondering what to consider about it, you are in the right place. In this article, we have compiled ten things to do when you are buying a house.
Defining the House Budget
Content
• Defining the House Budget
• Comparing Credit Interest Rates
• Considering the Details
• Setting Location and Neighborhood
• Market Research and Benchmarking
• Company Reliability
• Earthquake Resistance of the Building
• You Have to Visit the Apartment
• Front Selection and Insulation
• Sales Agreement
If you want to buy a house, then the first thing to do is set your budget for it. You can narrow down your house search according to your budget, so it is easier to find a home that you like. If you set your own budget, you can define your rate of flexibility at the beginning. Calculating how much credit you can use from what bank and how much down payment you can make will also facilitate and accelerate your buying process.
Comparing Credit Interest Rates
While calculating your budget, if you decide to obtain credit you need to do a preliminary research for it, and you must never rush this stage. You must study the interest rates of all the banks where you can obtain credit from, along with their credit agreement details. After comparing the rates and making your decision, you can start searching for the house of your dreams.
Considering the Details
It is crucial to consider every detail when buying a house. Do not let little, petty details about a house spellbind you. Do not fall in love with a house which only meets one of your criteria. Review all details about the house, such as location, shared spaces, monthly maintenance fees, physical attributes and infrastructure. For instance, if a house has that open kitchen which you have always wanted, do not let that house directly pull you in.
Do consider other details thoroughly. For instance; How high is the ceiling? Is the space sufficient for you? How many rooms does it have? Where does the front face? Does it have a balcony or terrace? It will be a much healthier process when you study all of such details and compare all the houses you visit. Feel free to think about and discuss with yourself and your family, how good is the house for you to spend the rest of your life in.
Setting Location and Neighborhood
Another thing to consider when looking for the house of your dreams is the location of the house or the building it’s in. You must know about the proximity of this house to your work, the school, public transport vehicles, hospitals as well as the socialization opportunities you’ll want to benefit from. You can list these as bullet points of information and do a very fast search using them. To avoid any bitter surprises after your purchase, you must think about what you really want in detail, and then decide accordingly.
Market Research and Benchmarking
There is one more aspect to consider before proceeding with a healthy purchase, which is market research. Doing a detailed benchmark between houses which fall in line with your criteria can return very beneficial results. When preparing your list, it could do you good to think about the features you can give up on conditionally. When benchmarking like this, you can both get rid of the questions in your mind and effect a much more efficient buy in terms of price-to-performance. Besides, you should be diligent in choosing the sales company. You should study this company and its official papers to get rid of all blind points in your mind about them. If there are things of which you are not completely sure, it would be better to hold off your buy till they are cleared.
Company Reliability
One of the most important aspects in buying a house is the company’s reliability. Especially if you are buying a flat from a newly constructed building, you must study the project owner company in detail. So you will have an idea about what the company can do to help you in case you face any misfortune. When studying a company, you must take a look at their previous projects. It is good to take user reviews into account. Evaluating things like what things did home owners face and how the problems were resolved will benefit you at the time of your purchase decision. When you decide to buy a house, going to the company’s physical premises and having a talk with them would benefit you in terms of securing your future.
Earthquake Resistance of the Building
Earthquake resistance of the building and a sound isolation are very important for your health and in terms of pricing. Make sure that the house you’re buying is constructed according to the earthquake regulations. To learn about this, you can request earthquake regulation reports from the building inspection company.
Ground studies find out how much load the plot of a building can bear. You can request a copy of this study, which should have been reported by an authorized institution on the matter, from your contractor to get information.
You Have to Visit the Apartment
You have to see the actual building and the house before any purchase. It is even better to see the selling person or company directly within the house which you consider buying. So this way any possible problems can be prevented and all details regarding the house and the selling process can be resolved more easily. If the building is still in construction, you should study the layout plan or the document of a similar nature pertaining to it, getting help from a knowledgeable person if possible. If you cannot find sufficient amount reference or still have questions in your mind, do not make the buy as it could lead to enormous problems at hand in future. Sur Yapı provides all of these details to its guests, and leaves no questions hanging.
Facade Selection and Insulation
Facade selection is another thing to consider when buying a house. You can both make better use of sunlight and save more heating costs by choosing the correct front.
Insulation differs in itself. Heat and sound insulation is up to you, but they must not be underestimated. Especially heat insulation can lower your invoices by a considerable margin. Beside, as a requirement of the “Regulation on Protecting Buildings from Fire” it is critical that building fronts have fire endurance attributes in line with the number of floors in the building. Buildings with insufficient insulation level can make disasters in possible cases of fire. Before buying a house, you must get information from its contractor how and what level of protection these insulation materials provide protection against fire.
Sales Agreement
So you finally found your dream house and you have decided to buy it. When making the buy, the seller and the buyer must draw up a sales agreement and mutually sign it before a notary public. This agreement will prevent any loss of money or rights. In addition, another agreement must be signed by the sides before the officer of the register of deeds, which covers the commitments and demands of both sides and stipulates that a set amount pertaining to the house will be paid by the seller. When the signatures are there, the transfer can be considered effected.
This long period of stress when buying a house can well impact and change your whole life. Therefore you must not take shortcuts to accelerate your house buying process and study all ends of it. So you can comfortably find and buy your dream house.